Here is a misfortune on earth that I have seen: Wealth hoarded by its owner to his own misery.

Then that wealth was lost through bad luck; although he fathered a son, he has nothing left to give him.

To every man whom God has given wealth, and possessions, he has also given him the ability to eat from them, to receive his reward and to find enjoyment in his toil; these things are the gift of God.

God gives a man riches, property, and wealth so that he lacks nothing that his heart desires, yet God does not enable him to enjoy the fruit of his labor – instead, someone else enjoys it! This is fruitless and a grave misfortune.

Again, I observed this on the earth: the race is not always won by the swiftest, the battle is not always won by the strongest; prosperity does not always belong to those who are the wisest, wealth does not always belong to those who are the most discerning, nor does success always come to those with the most knowledge – for time and chance may overcome them all.

A man who is all alone with no companion, he has no children nor siblings; yet there is no end to all his toil, and he is never satisfied with riches. He laments, “For whom am I toiling and depriving myself of pleasure?” This also is futile and a burdensome task!