As I understand it, Churches of Christ says that there are 5 NT requirements that one must meet in order to be saved: hearing of the word; faith in Christ; repentance; confession of faith; water baptism by immersion. Is this biblical?
I do not necessarily have a great awareness of the Church of Christ's traditions or beliefs. I would argue, however, strenuously with them that baptism is essential for salvation. One text strikes me as rather important along these lines: 1 Cor 1.14-17. Paul says that he thanks God that he did not baptize very many folks because God sent him to proclaim the gospel. He is arguing against the Corinthians who were proclaiming allegiance to certain factions because of who the baptizer was, etc. But the point that is valuable for us today is that Paul is disassociating baptism from the gospel. The implicit contrast shows that baptism is not an essential part of saving faith.
Beyond that, I would say that the Churches of Christ have a
naive biblical primitivism that keeps them from asking the
right questions. They essentially argue that since there were
no unbaptized believers in the NT (generally true, with one or
two notable exceptions) that this practice must equate to a
principle. But that is hardly necessary, and results in some
truly whacky conclusions if applied in other areas. Further,
once one begins to think about the nature of the cross and
what Christ accomplished, adding more requirements than
trust in Christ to save is seen as adding to the gospel.
Indeed, I will be so bold as to say that when we add any of
our own works to what Christ has done we diminish the value
of the cross and elevate the ability of sinners beyond what
they truly are capable of. The whole NT wreaks of this
message, even though one might not find it in a chapter and
verse (though several come close).
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