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Text -- Exodus 22:25 (NET)

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collapse allCommentary -- Word/Phrase Notes (per phrase)
Wesley: Exo 22:25 - -- They must not receive use for money from any that borrowed for necessity. And such provision the law made for the preserving estates to their families...
They must not receive use for money from any that borrowed for necessity. And such provision the law made for the preserving estates to their families by the year of Jubilee, that a people who had little concern in trade could not be supposed to borrow money but for necessity; therefore it was generally forbidden among themselves; but to a stranger they were allowed to lend upon usury. This law therefore in the strictness of it seems to have been peculiar to the Jewish state; but in the equity of it, it obligeth us to shew mercy to those we have advantage against, and to be content to share with those we lend to in loss as well as profit, if Providence cross them: and upon this condition it seems as lawful to receive interest for my money, which another takes pains with, and improves, as it is to receive rent for my land, which another takes pains with, and improves, for his own use.

clothes in pawn; but if they did, must restore them by bed - time.
Clarke -> Exo 22:25
Clarke: Exo 22:25 - -- Neither shalt thou lay upon him usury - נשך neshech , from nashach , to bite, cut, or pierce with the teeth; biting usury. So the Latins call it...
Neither shalt thou lay upon him usury -
It is evident that what is here said must be understood of accumulated usury, or what we call compound interest only; and accordingly
Perhaps usury may be more properly defined unlawful interest, receiving more for the loan of money than it is really worth, and more than the law allows. It is a wise regulation in the laws of England, that if a man be convicted of usury - taking unlawful interest, the bond or security is rendered void, and he forfeits treble the sum borrowed. Against such an oppressive practice the wisdom of God saw it essentially necessary to make a law to prevent a people, who were naturally what our Lord calls the Pharisees,
Calvin -> Exo 22:25
Calvin: Exo 22:25 - -- 25.If thou lend money to any of my people Humanity ought to be very greatly regarded in the matter of loans, especially when a person, being reduced ...
25.If thou lend money to any of my people Humanity ought to be very greatly regarded in the matter of loans, especially when a person, being reduced to extremities, implores a rich man’s compassion; for this is, in. point of fact, the genuine trial of our charity, when, in accordance with Christ’s precept, we lend to those of whom we expect no return. (Luk 6:35.) The question here is not as to usury, as some have falsely thought, 111 as if he commanded us to lend gratuitously, and without any hope of gain; but, since in lending, private advantage is most generally sought, and therefore we neglect the poor; and only lend our money to the rich, from whom we expect some compensation, Christ reminds us that, if we seek to acquire the favor of the rich, we afford in this way no proof of our charity or mercy; and hence lie proposes another sort of liberality, which is plainly gratuitous, in giving assistance to the poor, not only because our loan is a perilous one, but because they cannot make a return in kind.
Before descending to speak of loans, God here adverts to poverty and distress, (Lev 25:35,) whereby men’s minds may be disposed to compassion. If any one be afflicted with poverty, he commands us to relieve his necessity. He makes use, however, of a metaphor, 112 that he who is tottering should be strengthened, as if by catching hold of his hand. What follows about the stranger and sojourner extends and amplifies, in my opinion, the previous sentence; as if it were said that, since humanity is not to be denied even to strangers, much more is assistance to be given to their brethren. For, when it pleased God that strangers should be permitted to inhabit the land, they were to be kindly treated 113 according to the rights of hospitality; for to allow them to live is to make their condition just and tolerable. And thus God indirectly implies, that such unhappy persons are expelled and driven away, so as not to live, if they are oppressed by unjust burdens. This, then, is the sum of the first sentence, that the rich, who has the ability, should uplift the poor man who is failing, by his assistance, or should strengthen the tottering.
A precept is added as to lending without interest, which, although it is a political law, still depends on the rule of charity; inasmuch as it can scarcely happen but that the poor should be entirely drained by the exaction of interest, and that their blood should be almost sucked away. Nor had God any other object in view, except that mutual and brotherly affection should prevail amongst the Israelites. It is plain that this was a part of the Jewish polity, because it was lawful to lend at interest to the Gentiles, which distinction the spiritual law does not admit. The judicial law, however, which God prescribed to His ancient people, is only so far abrogated as that what charity dictates should remain, i. e. , that our brethren, who need our assistance, are not to be treated harshly. Moreover, since the wall of partition, which formerly separated Jew and Gentile, is now broken down, our condition is now different; and consequently we must spare all without exception, both as regards taking interest, and any other mode of extortion; and equity is to be observed even towards strangers. “The household of faith.” indeed, holds the first rank, since Paul commands us specially to do good to them, (Gal 6:10;) still the common society of the human race demands that we should not seek to grow rich by the loss of others.
As touching the political law, no wonder that God should have permitted His people to receive interest, from the Gentiles, since otherwise a just reciprocity would not have been preserved, without which one party must needs be injured. God commands His people not to practice usury, and still lays the Jews alone, and not foreign nations, under the obligation of this law. In order, therefore, that equality ( ratio analogica) might be preserved, He accords 114 the same liberty to His people which the Gentiles would assume for themselves; for this is the only intercourse that can be endured, when the condition of both parties is similar and equal. For when Plato 115 asserts that usurers are not to be tolerated in a well-ordered republic, lie does not go further than to enjoin, that its citizens should abstain from that base and. dishonest traffic between each other.
The question now is, whether usury is evil in itself; and surely that which heathens even have detested appears to be by no means lawful to the children of God. We know that the name of usurer has everywhere and always been infamous and detested. Thus Cato, 116 desiring to commend agriculture, says that thieves were formerly condemned to a fine of double, and usurers quadruple; from which he infers, that the latter were deemed the worst. And when asked what he thought of usury, he replied, “What do I think of killing a man?” whereby he wished to show, that it was as improper to make money by usury as to commit murder. This was the swing of one private individual, yet it is derived from the opinions of almost all nations and persons. And assuredly from this cause great tumults often arose at Rome, and fatal contentions were awakened between the common people and the rich; since it can hardly be but that usurers suck men’s blood like leeches. But if we come to an accurate decision as to the thing itself, our determination must be derived from nowhere else than the universal rule of justice, and especially from the declaration of Christ, on which hang the law and the prophets, — Do not unto others what ye would not have done to thyself. ( Mat 7:12.) For crafty men are for ever inventing some little subterfuge or other to deceive God. Thus, when all men detested the word foenus, another was substituted, which might avoid unpopularity under an honest pretext; for they called it usury, as being a compensation for the loss a man had incurred by losing the use of his money. But 117 there is no description of foenus to which this specious name may not be extended; for whosoever has any ready money, and is about to lend it, he will allege that it would be profitable to himself if he were to purchase 118 something with it, and that at every moment opportunities of gain are presenting themselves. Thus there will be always ground for his seeking compensation, since no creditor could ever lend money without loss to himself. Thus usury, 119 since the word is equivalent to foenus, is but a covering for an odious practice, as if such glosses would deliver us in God’s judgment, where nothing but absolute integrity can avail for our defense. There was almost a similar mode of subterfuge among the Israelites. The name
Let us now examine the words. In the first place, where we have translated the words, “Thou shalt not be to him as a usurer,” 123 there is some ambiguity in the Hebrew word
The third passage, however, admirably explains the meaning of God, since it extends usury to corn and wine, and all other articles. For many contracts were invented by artful men, whereby they pillaged the needy without ignominy or disgrace: and now-a-days no rapacity is more cruel than that which imposes a payment upon debtors, without any mention of usury; for instance, if a poor man should ask the loan of six measures of wheat, the creditor will require seven to be repaid; or if the same thing should happen as regards wine. This profit will not be called usury, because no money will pass; but God, indirectly casting ridicule upon their craftiness, shows that this plague of usury 126 extends itself to various things, and to almost all sorts of traffic; whence it clearly appears that nothing else is prescribed to the Israelites, but that they should humanely assist each other. But, since cupidity blinds men, and carries them, aside to dishonest dealings, God sets His blessing in opposition to all such iniquitous arts, whereby they hawk, as it were, for gain; and commands them to look for riches rather to Him the author of all good things, than to hunt for them by rapine and fraud.
TSK -> Exo 22:25
TSK: Exo 22:25 - -- Lev 25:35-37; Deu 23:19, Deu 23:20; 2Ki 4:1, 2Ki 4:7; Neh 5:2-5, Neh 5:7, Neh 5:10, Neh 5:11; Psa 15:5; Pro 28:8; Jer 15:10; Eze 18:8, Eze 18:17; Mat ...

collapse allCommentary -- Word/Phrase Notes (per Verse)
Barnes -> Exo 22:25
See the notes at Lev 25:35-43; compare Deu 23:19.
Poole -> Exo 22:25
Poole: Exo 22:25 - -- Any of my people i.e. any Israelite; for it was permitted to take usury of the Gentiles, Deu 23:20 .
That is poor: this seems to be added not by wa...
Any of my people i.e. any Israelite; for it was permitted to take usury of the Gentiles, Deu 23:20 .
That is poor: this seems to be added not by way of apposition, as if God’ s people and the poor were all one, because such are commonly poor; but by way of restriction; for God had promised greatly to bless and enrich the generality of his people, if they by their wickedness did not hinder it, and that there should be few poor among them; yet some such there should be for the trial and exercise of their charity. See Lev 19:10 Deu 15:4,7,11 .
Usury the Hebrew word signifies biting ; so usury is called, not by way of distinction, as if moderate usury were allowed in this case, which is manifestly false, because the borrower is here supposed to be poor, to whom not the use only, but ofttimes even the principal is to be remitted, Luk 6:34,35 ; but by way of explication, because all usury is of a biting or eating nature, which commonly consumes the person that pays it.
Haydock -> Exo 22:25
Haydock: Exo 22:25 - -- Poor. Such are often most in want. Usury is not lawful, even with respect to the rich. The Hebrew terms it a bite. (Menochius) ---
"What is us...
Poor. Such are often most in want. Usury is not lawful, even with respect to the rich. The Hebrew terms it a bite. (Menochius) ---
"What is usury, said Cato, but to kill a man." The Romans required thieves to restore double, but usurers were to render four times as much as they had taken. (Varro Rustic. i.) ---
Restitution is prescribed, 2 Esdras v. 11. Some Calvinists have stood up in its defence, in opposition to the Scriptures, fathers, and Councils of the Catholic Church. Lend, hoping to gain nothing by it, Luke vi. 35. "Let him who loves money,.…lend (in the persons of the poor) to Him who says, Give, and it shall be given to you. " (St. Leo, ser.) The Jews themselves have reprobated usury in any use. (Calmet)
Gill -> Exo 22:25
Gill: Exo 22:25 - -- If thou lend money to any of my people that is poor by thee, Such only need to borrow money, and to whom it should be freely lent, when it may be to ...
If thou lend money to any of my people that is poor by thee, Such only need to borrow money, and to whom it should be freely lent, when it may be to the good of the borrower, and not any injury to the lender: this law, according to the Jewish writers, only respects Israelites, and not Gentiles; agreeably to which is Jarchi's note,"if thou lend, that is, not to a Gentile; and to which of my people? the poor, and to which of the poor? that is with thee:"
thou shalt not be to him as an usurer; that will not lend without usury, nor without an exorbitant interest, and deals very hardly with the borrower if he is not punctual in the payment of it; the Israelites were not only not to be usurers, but they were not to be like them; they were not to require anything for lending a poor man a little money; as not any settled interest, so neither were they to take any previous gift or reward later, see Luk 6:34.
neither shalt thou lay upon him usury; or oblige him to give interest for money borrowed: it is in the plural, number, "neither shall ye lay"; and Aben Ezra observes, that the lender, scribe, and witness, all transgress this law; that is, when a man lends money on interest, and a bond is made by the scribe for it, and this signed by witnesses, all are guilty of the breach of it: yea, some Jewish writers h say, not only those, but whoever is a surety or bondsman for the payment, and even the borrower himself; see Gill on Psa 15:5.

expand allCommentary -- Verse Notes / Footnotes

expand allCommentary -- Verse Range Notes
TSK Synopsis -> Exo 22:1-31
TSK Synopsis: Exo 22:1-31 - --1 Of theft.5 Of damage.7 Of trespasses.14 Of borrowing.16 Of fornication.18 Of witchcraft.19 Of bestiality.20 Of idolatry.21 Of strangers, widows, and...
MHCC -> Exo 22:1-31
MHCC: Exo 22:1-31 - --The people of God should ever be ready to show mildness and mercy, according to the spirit of these laws. We must answer to God, not only for what we ...
Matthew Henry -> Exo 22:25-31
Matthew Henry: Exo 22:25-31 - -- Here is, I. A law against extortion in lending. 1. They must not receive use for money from any that borrowed for necessity (Exo 22:25), as in that ...
Keil-Delitzsch -> Exo 22:25-27
Keil-Delitzsch: Exo 22:25-27 - --
If a man should lend to one of the poor of his own people, he was not to oppress him by demanding interest; and if he gave his upper garment as a pl...
Constable: Exo 15:22--Lev 1:1 - --II. THE ADOPTION OF ISRAEL 15:22--40:38
The second major section of Exodus records the events associated with Go...

Constable: Exo 19:1--24:12 - --B. The establishment of the Mosaic Covenant 19:1-24:11
The Lord had liberated Israel from bondage in Egy...

Constable: Exo 20:22--24:1 - --4. The stipulations of the Book of the Covenant 20:22-23:33
Israel's "Bill of Rights" begins her...

Constable: Exo 21:1--23:13 - --The fundamental rights of the Israelites 21:1-23:12
It is very important to note that va...




