Exodus 22:14-15

22:14 “If a man borrows an animal ¹  from his neighbor, and it is hurt or dies when its owner was not with it, the man who borrowed it ²  will surely pay. 22:15 If its owner was with it, he will not have to pay; if it was hired, what was paid for the hire covers it. ³ 

[22:14]  ¹ tn Heb “if a man asks [an animal] from his neighbor” (see also Exod 12:36). The ruling here implies an animal is borrowed, and if harm comes to it when the owner is not with it, the borrower is liable. The word “animal” is supplied in the translation for clarity.

[22:14]  ² tn Heb “he”; the referent (the man who borrowed the animal) has been specified in the translation for clarity.

[22:15]  ³ tn Literally “it came with/for its hire,” this expression implies that the owner who hired it out and was present was prepared to take the risk, so there would be no compensation.